Health Insurance for Adults 50–64
Coverage in the years before Medicare eligibility
If you're between 50 and 64, you may be thinking about health coverage in the years before you become eligible for Medicare. We help you understand the options that may be available now and what to consider as you plan ahead.

What to Think About
Planning ahead for the years before 65
The years before Medicare eligibility can raise questions about how to stay covered, manage costs, and prepare for the transition at 65. We help you think through those questions in plain English.
Available products and carriers vary by state and depend on the plan. We focus on helping you understand what may be available where you live — not on pushing a specific product.
- Help understanding coverage available before Medicare eligibility
- Guidance on premiums, deductibles and networks
- Considerations as you plan for the transition at 65
- Availability depends on your state and the carrier
A note on Medicare: We only discuss Medicare-specific plans and benefits once the agency's authorization, carrier relationships and product availability have been confirmed for your state. Until then, we're happy to help with general health coverage questions.
Thinking about coverage before 65?
Tell us a little about your situation and we'll help you understand what may be available.
Ready to explore your options?
Tell us what you're looking for and we'll help you understand what may be available — no obligation, no pressure.