Legal

Insurance Disclosures

Important information about our insurance products, licensing and the limits of what we can promise.

Products depend on the carrier and state

Insurance products, rates, eligibility and availability depend on the insurance carrier, the specific policy terms and the state where you live. We do not guarantee that any particular product, rate or benefit is available to you.

Where we're licensed to help

We offer guidance to residents of states where we're licensed and only discuss a product in a state once licensing, carrier relationships and product availability have been confirmed for that state. License numbers and other details are available on request and may vary by state and product. [Insert specific state license numbers as applicable.]

No guarantee of approval or pricing

We do not promise guaranteed approval unless discussing a specifically verified guaranteed-issue product and its stated limitations. We do not claim that all applicants qualify, that we offer the lowest price, or any specific savings percentage. We do not invent premiums, benefits, rates or returns.

Annuities

Annuities are contracts issued by insurance companies. Terms, fees, surrender charges, guarantees and liquidity vary by product and carrier. We do not make misleading guarantees about annuity safety, income, returns or liquidity. An annuity may not be suitable for everyone, and this website's content is educational and not a recommendation.

Medicare

We only discuss Medicare-specific plans and benefits once the agency's authorization, carrier relationships and product availability have been confirmed for your state. We do not imply affiliation with or endorsement by any government agency.

Not affiliated with government agencies

Truly Beneficial Insurance is an independent insurance agency and is not affiliated with, endorsed by, or connected to any government agency.

Marketing consent

Where applicable, we offer separate, optional consent for email, SMS and automated-call marketing communications. Marketing consent is not a condition of receiving information or purchasing a product, and you may opt out at any time.

Contact

These are sample disclosures provided as a placeholder. Please confirm licensing, carrier relationships and product availability, and have your legal counsel review before publishing.